Mental health tips for the cost of living crisis

As the cost of living continues to rise across the United Kingdom, many individuals and families are facing heightened financial stress and uncertainty. From soaring housing costs to increasing energy bills, the strain on wallets is undeniable. However, amidst these economic challenges, it's crucial not to overlook the impact on mental health. The financial strain can take a toll on well-being, leading to increased anxiety, depression, and overall distress. Here are some useful tips to help build resilience during these very stressful times.

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Top 8 tips

1. Acknowledge your feelings: 

It's normal to feel overwhelmed, anxious, or even scared during times of financial hardship. Instead of suppressing these emotions, acknowledge them. Allow yourself to feel what you're feeling without judgement. Talking about your feelings with trusted friends, family members, or a therapist can provide much-needed support.

2. Focus on what you can control:

While you may not have control over rising prices or economic policies, you can control how you respond to the situation. Take practical steps to manage your finances, such as creating a budget, reducing unnecessary expenses, or seeking financial advice. Focusing on what you can control can help alleviate feelings of helplessness and empower you to take more positive action.

3. Practise self-care: 

In times of financial stress, self-care becomes even more important. Make time for activities that nourish your body and mind, whether it's exercising, meditating, spending time in nature, or engaging in hobbies you enjoy. Prioritise restful sleep, healthy eating, and regular physical activity to support your overall well-being.

4. Stay connected:

Maintain connections with friends, family, and community support networks. Social support can provide emotional comfort, practical assistance, and a sense of belonging during difficult times. Reach out to loved ones for companionship, encouragement, and solidarity. Remember, you're not alone in facing these challenges.

5. Seek support:

If you're struggling with your mental health, don't hesitate to seek professional help. Therapy can be a valuable resource for processing emotions, developing coping strategies, and building resilience. Many organisations or therapists offer low-cost or free counselling services, so don't let financial concerns deter you from getting the support you need.

6. Practise gratitude:

Amidst the financial hardships, take time to cultivate gratitude for the things you do have. Gratitude can shift your perspective from scarcity to abundance, fostering resilience and emotional well-being. Keep a gratitude journal, where you regularly write down things you're thankful for, no matter how small.

7. Limit media consumption:

While it's important to stay informed about economic developments, excessive media consumption can contribute to feelings of stress and anxiety. Set boundaries around your media consumption, and prioritize activities that bring you joy and relaxation instead.

8. Take breaks from financial stress:

It's easy to become consumed by financial worries, but it's essential to remember to give yourself breaks from the constant pressure. Engage in activities that provide temporary relief from financial stress, whether it's watching a movie, spending time with loved ones, or pursuing creative outlets.


The cost of living crisis can take a toll on mental health, but there are steps you can take to mitigate its impact. Remember, you're not alone, and there are resources available to support you through difficult times.

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The views expressed in this article are those of the author. All articles published on Counselling Directory are reviewed by our editorial team.

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Twickenham TW1 & Richmond TW9
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Written by Natasha Kelly, BA (Hons) MBACP
location_on Twickenham TW1 & Richmond TW9

Natasha is a counsellor based in London and online. Her passion lies in helping individuals build meaningful connections and foster strong rapport. With a deep understanding of human emotions and interpersonal dynamics, she has worked as a primary school teacher and as a freelance writer on mental health.

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