The charity analysed the data they recorded from the 418,000 individuals they helped with debt problems in 2010, and found that over half of the people seeking help had cited either losing their job or a fall in income as the reason they were not able to keep up repayments.
In addition, a third of the people who sought help from CCCS were unable to find the money to cover even their basic living costs, and had not nearly enough to pay off their debts.
CCCS believe that the most vulnerable families are those with two children, who have an average of £62 a month left to repay any debts once they have covered their essential monthly outgoings such as rent and bills.
Furthermore, families who had more than three children actually needed an extra £45 per month to cover their cost of living, showing that the gap between income and outgoings is growing ever wider for some.
Approximately 55 per cent of individuals who got in touch with CCCS last year for help and advice received some form of benefit or tax credit which made up around a third of their household income.
Chairman of CCCS Lord Stevenson said: “The picture is undoubtedly bleak and it seems likely that many more families, including better-off ones, will be increasingly prone to over-indebtedness in the months ahead.
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Original article from Hosted News.